Ultimate Mortgage Calculator

Loan Configuration

Home Price

Down Payment

Annual Interest Rate

Loan Term

Annual Property Tax

Annual Home Insurance

Monthly PMI

Monthly Extra Payment

Total Monthly Payment

$2,453

Principal & Interest

$1,953

Loan Amount $320,000

Property Tax (Monthly) $400

Home Insurance (Monthly) $100

PMI (Monthly) $200

Loan Summary

Total Interest

$383,080

Total Paid

$703,080

Down Payment %

20.0%

Loan-to-Value

80.0%

Payment Breakdown

Amortization Schedule

Extra Payment Analysis

Loan Comparison

Year	Principal	Interest	Balance

One-Time Extra Payment

Apply in Month

15-Year Loan

$2,805

Total Interest: $184,900

30-Year Loan

$1,953

Total Interest: $383,080

Interest Savings (15 vs 30 year)

$198,180